HabitatPEH

Our Goal

  • To provide simple, decent, affordable homes for qualified families. How Does Habitat Work?
  • Habitat for Humanity sells homes to chosen partner families at Fair Market Value with no down payment required and no interest charged on the mortgage.
  • Mortgage payments are based on 25% of the family’s annual income with an approximate 25-30 year term of the mortgage.
  • Each chosen family is expected to complete 500 hours of Sweat Equity prior to moving into the house.
  • Each chosen family is expected to learn, with assistance from Habitat, and to accept the responsibilities of home ownership.

To Qualify

To apply for a Habitat Home, you must meet the following criteria:

  • Your family needs better housing
  • Your family has a steady income, but you do not qualify for a mortgage from a bank or a mortgage lender
  • At least one of the applicants shows a consistent work history
  • Be willing to contribute 500 hours of volunteer work
  • All members of the family must be Canadian citizens or have Landed Immigrant Status
  • The family has lived in the area continuously for the past year

Volunteer Work Is…

  • Chosen families volunteering in the building of their own home.
  • Working at the ReStore as a volunteer, helping at Habitat events, and so on. Attending educational classes arranged for new homeowners related to budgeting, home maintenance and repairs.
  • All of the above activities can go towards making up the total of 500 required hours.
  • Relatives and friends can contribute up to 100 of the 500 required hours.

How to Apply for Homeownership

*Please Note – Habitat for Humanity Prince Edward-Hastings is not accepting applications at this time, as we are currently updating our programs, policies, and qualification levels. We remain here to answer your questions about our programs – contact our Family Services Manager (details below) to learn more.
 
STEP 1: REVIEW ELIGIBILITY CRITERIA CONTAINED ON THIS WEBSITE

The following information may help you decide whether Habitat Homeownership is right for you and your family.

STEP 2: Review the Application Process

STEP 3: SUBMIT A COMPLETED APPLICATION

Applications for Homeownership will be distributed by the Family Services Manager. All documentation will need to be filed with our Affiliate Office at 365 Bell Boulevard in Belleville.

STEP 4: APPLICATIONS REVIEWED
 
Through our Family Services Manager, our Family Selection Committee is tasked with taking recommendations and making the final decisions on who qualifies for our programs. The selection process includes:
 
  • A review of all financial records to determine an applicant’s financial stability
  • Home interviews to assess the level of need
  • Police background checks for all adult members of household

The Family Selection Committee will then meet to decide if basic eligibility criteria are met, and to make final recommendations to the Board of Directors for approval.

For more information, please contact:

Dawn Campbell
Family Services Manager
613-962-7526 ext. 203
dawnc@habitatpeh.org

THANK YOU to our Sponsors

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WHAT'S HAPPENING at Habitat PEH